Financial services publications

Retail Banking 2020: The future of the retail banking industry
   

Retail Banking 2020: The future of the retail banking industry

Powerful forces are reshaping the banking industry, creating an imperative for change. Banks need to chose what posture they want to adopt - to lead the change, to follow fast, or to manage for the present. Read our Retail Banking 2020 report to find out more about the future of retail banking.


Real Estate - Our predictions for 2020 and beyond
   

Real Estate - Our predictions for 2020 and beyond

As confidence returns to real estate, the industry faces a number of fundamental shifts that will shape its future.

With contributions from 40 partners across our global network, our Real Estate 2020 report looks at the likely changes in the real estate landscape over the coming years and identifies the key trends which will have profound implications for real estate investment and development.


Asset Management 2020: A brave new world
   

The asset management landscape in 2020

The asset management industry stands on the edge of a number of fundamental shifts that will shape the future of the industry.

Our analysis sets out how the operating landscape for asset managers will change by 2020 and explains how asset managers can prepare for the challenges ahead and turn them into competitive advantages.


New Zealand Banking Perspectives: February 2014
   

New Zealand Banking Perspectives: February 2014

New Zealand's five major banks have continued to show good growth in the second half of their 2013 financial years on the back of a confident economy, according to the findings of our New Zealand Banking Perspectives report.


PwC Major Banks Analysis
 

PwC Major Banks Analysis

It has been another strong year of results for the banks, according to our analysis of the four Australian majors' full-year results. PwC's Major Banks Analysis found that despite sluggish credit growth and a 3.1% rise in annual costs the banks delivered record cash earnings, with moderate revenue growth and low bad debt expenses.


Insurance 2020: A quiet revolution - The future of insurance M&A
 

Insurance 2020: A quiet revolution - The future of insurance M&A

We know sustainable growth for insurers is getting harder to achieve: and as our latest Insurance 2020 publication shows, it's not just New Zealand insurers who are being challenged.

In this edition, we look at the future of the global insurance M&A market and give our predictions for the period ahead.


Insurance facts & figures: Asian Region 2013
 

Insurance facts & figures: Asian Region 2013

As markets evolve, it's just as important to have a regional as well as a local view when pursuing opportunities for profitable growth.

That is why we believe you'll be interested to read our inaugural edition of Insurance Facts & Figures - Asian Region 2013.

Our publication provides an overview of the current and evolving regulatory, accounting and tax regime for insurers in 14 countries across the Asian region, including New Zealand.


Australian Insurance Facts and Figures 2013
 

Australian Insurance Facts and Figures 2013

Insurance Facts and Figures is our annual update on the key accounting, regulatory and tax developments over the past 12 months in the general insurance, life insurance, health insurance and insurance intermediaries sectors in Australia.


Global private banking and wealth management survey 2013
 

Global private banking and wealth management survey 2013

The global private banking and wealth management survey provides insights into some of the critical issues currently impacting the private banking and wealth management industry. It contains analyses of trends and changes that will shape the marketplace of the future.


Top risks and challenges for the insurance industry: Insurance banana skins New Zealand 2013
 

Insurance banana skins New Zealand 2013 - Top risks and challenges for the insurance industry

What risks are the New Zealand insurance industry facing and how are they prioritising their challenges?

In our latest Insurance banana skins survey, we asked the nation's insurers to tell us, and found Mother Nature continues to keep the Kiwi insurance industry high on its toes.


Insurance 2020: Unleashing the value from values
 

Insurance 2020: Unleashing the value from values

How can you actively shape your culture and use it to your competitive advantage?

This paper suggests you have to identify people’s most telling habits and routines (the 'moments that matter') and actively shape them. The key to achieving this are what we believe are the five golden rules of a high performing culture.


Seizing back the people agenda
 

Seizing back the people agenda

How can your business move your business strategy onto the front foot?

We’re pleased to introduce ‘Seizing back the people agenda’.

This paper looks at how to make sure your people strategies reflect the big competitive decisions within your business, rather than being only short-term responses to stakeholder pressures.


Foreign insurance companies in China 2012
 

Foreign insurance companies in China 2012

This survey focuses on the strategic and emerging issues surrounding the expanding activities of foreign insurance companies in China.


New Zealand Banking Perspectives
 

New Zealand Banking Perspectives

New Zealand Banking Perspectives analyses the reported results of New Zealand’s five major banks (Westpac, ASB, ANZ National, BNZ and Kiwibank).


Emerging Trends in Real Estate Asia Pacific 2013
 

Emerging Trends in Real Estate Asia Pacific 2013

A joint undertaking of the Urban Land Institute (ULI) and PwC, Emerging Trends in Real Estate® Asia Pacific is a trends and forecast publication, providing an outlook on the Asia Pacific real estate investment and development trends, real estate finance and capital markets, property sectors, metropolitan areas, and other real estate issues.


Is your finance function delivering the value you expect?
 

Is your finance function delivering the value you expect?

Optimize your operating and sourcing model - an insurance industry perspective

The insurance industry is experiencing increasing pressure on both margins and the need for better information to improve the decision-making process. We have recently seen the following trends in particular affect the finance function.

In this recent publication authored by our US colleagues, we explore how insurance companies can get more value from their finance functions.


Life insurance 2020
 

Life insurance 2020

Competing for a future

The life and pensions sector has many reasons to be up beat about its future.

In this paper, we explore the forces that are set to transform the life and pensions sector, what the new marketplace is going to look like and how your business can come out on top.


Foreign banks in China 2012
 

Foreign banks in China 2012

This survey focuses on the strategic and emerging issues faced by foreign banks in China.


Australian Banking Survey: The new digital tipping point
 

Australian Banking Survey: The new digital tipping point

Using digital to drive future retail banking profitability

PwC conducted research with 1,000 customers to test the impact and extent of the Digital Tipping Point in Australian retail banking. The respondents represented a cross-section of customers in terms of demographic attributes. The intent was to supplement and augment the insights that the banks already have on their own customers, and provide an 'outside-in' perspective including global insights.


Capitalising on the rise and inter-connectivity of the emerging markets
 

Capitalising on the rise and inter-connectivity of the emerging markets

Rapidly accelerating growth within South America, Africa, Asia and the Middle East (SAAAME) is leading to a radical shake-up in the competitive environment for financial services businesses, both within the SAAAME region and beyond.

How will the industry landscape be transformed? Where do the real opportunities lie and how can your business capitalise on them?


Pay: what motivates financial services executives?
 

Pay: what motivates financial services executives?

The psychology of incentives

Over the past few years pay practices in the financial services sector have come under intense scrutiny. Regulators, governments and shareholders in many countries have pushed for changes in reward in the sector, and in particular for an ever greater emphasis on longer-term incentives.

This study illustrates much of what’s wrong with executive pay, but also what works. We hope it will prove an important contribution to the debate.


Uncovering covered bonds
 

Uncovering covered bonds

Should covered bonds be part of your funding strategies?

This publication provides a comprehensive overview of covered bonds, including the benefits and for issuers and investors, how they compare with other types of long term funding, the regulatory environments in Europe, Asia, the US and Canada, the impact of other regulations and how you can set up a covered bond programme.


From Black box to open book
 

From Black box to open book

Hedge fund trust and transparency

In the three years since the credit crisis, the Asian hedge fund industry has come under pressure from investors to build trust by improving corporate governance, strengthening operations and providing more transparency into the controls in place.

We believe, however, there is room for further improvements related to conflicts of interest and operational controls to allow the sector to truly fulfil its long-term growth potential.


Millennials at work in financial services
 

Millennials at work

Reshaping the workplace in financial services

Drawing on the results from our latest millennials survey, this report looks at how their unique characteristics demand an innovative approach to recruitment, retention, management and development, which organisations simply can’t afford to ignore.


Millennials at work in Asia
 

Millennials at work in Asia

Reshaping the workplace in financial services in Asia

Our Asia version of the Millennials at work: reshaping the workplace in financial services, shows Asia is a key strategic market for many financial services firms. The ability to attract and retain the new generation of employees will be a vital step for financial services firms in their ability to deliver on their long term strategies.


Top Insurance Industry Issues in 2012
 

Top Insurance Industry Issues in 2012

An annual report

Top Insurance Industry Issues in 2012 describes the challenges insurers are facing and the strategies they can use to cope with change, manage risk, enhance their operations, and grow.


Securing the talent to succeed
 

Securing the talent to succeed

Making the most of international mobility in financial services

Drawing on interviews with senior HR executives from leading international financial services groups from around the world, this report explores the workforce management issues of matching talent with growth objectives and how companies can address these issues as part of their overall business planning.


Capital markets in 2025
 

Capital markets in 2025

The future of equity capital markets

We asked several questions relating to the Capital Markets sector to senior managers from companies across the globe. Their responses highlight the challenges facing incumbent markets in the coming two decades.


Banking Banana Skins 2012
 

Banking Banana Skins 2012

A New Zealand Perspective

Banking Banana Skins 2012, and our inaugural New Zealand supplement, describe the risks currently facing the global banking industry, as seen by a wide range of bankers, banking regulators and close observers of the banking scene around the world.