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Using digital to drive future retail banking profitability
PwC conducted research with 1,000 customers to test the impact and extent of the Digital Tipping Point in Australian retail banking. The respondents represented a cross-section of customers in terms of demographic attributes. The intent was to supplement and augment the insights that the banks already have on their own customers, and provide an 'outside-in' perspective including global insights.
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This publication is PwC Australia's flagship thought leadership piece for Banking and Capital Markets in Australia. It analyses the reported results of Australia's major banks.
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A New Zealand Perspective
Banking Banana Skins 2012, and our inaugural New Zealand supplement, describe the risks currently facing the global banking industry, as seen by a wide range of bankers, banking regulators and close observers of the banking scene around the world.
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In this report we present updated projections on how large we expect the banking industry to become in the world’s largest economies over the next 40 years.
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The future of equity capital markets
We asked several questions relating to the Capital Markets sector to senior managers from companies across the globe. Their responses highlight the challenges facing incumbent markets in the coming two decades.
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Rapidly accelerating growth within South America, Africa, Asia and the Middle East (SAAAME) is leading to a radical shake-up in the competitive environment for financial services businesses, both within the SAAAME region and beyond.
How will the industry landscape be transformed? Where do the real opportunities lie and how can your business capitalise on them?
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A joint undertaking of the Urban Land Institute (ULI) and PwC, Emerging Trends in Real Estate® Asia Pacific is a trends and forecast publication, providing an outlook on the Asia Pacific real estate investment and development trends, real estate finance and capital markets, property sectors, metropolitan areas, and other real estate issues.
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This survey focuses on the strategic and emerging issues faced by foreign banks in China.
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This survey focuses on the strategic and emerging issues surrounding the expanding activities of foreign insurance companies in China.
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Hedge fund trust and transparency
In the three years since the credit crisis, the Asian hedge fund industry has come under pressure from investors to build trust by improving corporate governance, strengthening operations and providing more transparency into the controls in place.
We believe, however, there is room for further improvements related to conflicts of interest and operational controls to allow the sector to truly fulfil its long-term growth potential.
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Why the traditional security lifecycle no longer works
The Gaps in the Apps: why the traditional security lifecycle no longer works publication provides a point of view from PwC about the issues and challenges surrounding mobile banking in the Financial services industry. It discusses the current situation, provides our observations of industry practices and our recommended approach to the issue.
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Insurance Banana Skins 2011 surveys the risks facing the insurance industry at a time of considerable market turbulence, and identifies those that appear most urgent to insurance practitioners and close observers of the insurance scene around the world.
The report, which updates previous surveys in 2008 and 2009, was conducted in March and April 2011, and is based on 490 responses from 40 countries.
New Zealand supplement
To compliment the survey we have produced the New Zealand supplement outlining what New Zealand respondents have identified as risks to the local industry.
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Insurance Facts and Figures provides an update on the key accounting, regulatory and tax developments over the past 12 months in the general insurance, life insurance, health insurance and insurance intermediaries sectors in Australia.
It also provides a summary of key financial measures for the larger players by insurance sector.
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Optimize your operating and sourcing model - an insurance industry perspective
The insurance industry is experiencing increasing pressure on both margins and the need for better information to improve the decision-making process. We have recently seen the following trends in particular affect the finance function.
In this recent publication authored by our US colleagues, we explore how insurance companies can get more value from their finance functions.
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Competing for a future
The life and pensions sector has many reasons to be up beat about its future.
In this paper, we explore the forces that are set to transform the life and pensions sector, what the new marketplace is going to look like and how your business can come out on top.
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Reshaping the workplace in financial services
Drawing on the results from our latest millennials survey, this report looks at how their unique characteristics demand an innovative approach to recruitment, retention, management and development, which organisations simply can’t afford to ignore.
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Reshaping the workplace in financial services in Asia
Our Asia version of the Millennials at work: reshaping the workplace in financial services, shows Asia is a key strategic market for many financial services firms. The ability to attract and retain the new generation of employees will be a vital step for financial services firms in their ability to deliver on their long term strategies.
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New Zealand Banking Perspectives analyses the reported results of New Zealand’s five major banks (Westpac, ASB, ANZ National, BNZ and Kiwibank).
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The psychology of incentives
Over the past few years pay practices in the financial services sector have come under intense scrutiny. Regulators, governments and shareholders in many countries have pushed for changes in reward in the sector, and in particular for an ever greater emphasis on longer-term incentives.
This study illustrates much of what’s wrong with executive pay, but also what works. We hope it will prove an important contribution to the debate.
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The Global Private Banking and Wealth Management Survey provides a number of perspectives on private banking and wealth management. In our analysis, tougher clients, the impact of regulation and the need for greater efficiency are leading to performance challenges.
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Making the most of international mobility in financial services
Drawing on interviews with senior HR executives from leading international financial services groups from around the world, this report explores the workforce management issues of matching talent with growth objectives and how companies can address these issues as part of their overall business planning.
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How can your business move your business strategy onto the front foot?
We’re pleased to introduce ‘Seizing back the people agenda’.
This paper looks at how to make sure your people strategies reflect the big competitive decisions within your business, rather than being only short-term responses to stakeholder pressures.
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An annual report
Top Insurance Industry Issues in 2012 describes the challenges insurers are facing and the strategies they can use to cope with change, manage risk, enhance their operations, and grow.
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Should covered bonds be part of your funding strategies?
This publication provides a comprehensive overview of covered bonds, including the benefits and for issuers and investors, how they compare with other types of long term funding, the regulatory environments in Europe, Asia, the US and Canada, the impact of other regulations and how you can set up a covered bond programme.
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